Kenyan money, in numbers
Know what your money really earns.
Free calculators for T-bills, bonds, money market funds, your salary and more. Updated with 2026 KRA and CBK rules, with every shilling of tax shown.
- Free, no sign-up
- 2026 tax rules
- Works on your phone
Free calculators
Eight tools, each with the maths explained and the tax already worked out.
Invest
T-bill calculator
Price, tax and your real return
OpenBond calculator
Coupons after tax, every date
OpenMoney market funds
Compare yields after tax
OpenDiaspora calculator
Invest home or save abroad?
OpenEveryday money
Checked against the rules
Every calculator uses the current KRA tax bands and CBK rates, with sources and dates shown.
After tax, always
We show what you actually keep: withholding tax, PAYE, SHIF and fees included.
Easy to share
Send any result to WhatsApp, or save it as a PDF, in one tap.
Spreadsheet templates
Ready-made Excel trackers for your investments and rental properties.
Kenya Investment Tracker Lite
Track your T-bills and money market funds, with income after tax and maturity alerts.
Kenya Investment Tracker Pro
Every investment in one dashboard: T-bills, bonds, MMFs, SACCO, shares, dollars, with a cash flow calendar.
Kenya Landlord Tracker
Rent roll, arrears, 7.5% rental income tax every month, expenses and real profit.
Money guides
Plain-English answers, with the numbers worked out.
T-bill rates in Kenya this week
The latest auction rates and what you really earn after tax.
ReadMoney market fund rates this week
Every fund we track, ranked, with returns after tax.
ReadKenya net salary table 2026
Take-home pay for salaries from KSh 20,000 to 500,000.
ReadHow to buy Treasury bills and bonds on DhowCSD
Open an account, place a bid and get paid, step by step.
ReadSHIF, NSSF and the Housing Levy explained
What comes off your payslip, how much, and what you get for it.
ReadMoney market funds in Kenya: how they work
Yields, tax, risks and how to choose a fund.
ReadGet in touch
Questions, ideas or a rate that looks wrong?
Send a message and we'll reply by email, usually within two working days. For anything urgent, WhatsApp is faster.
WhatsApp 0747 779 446 [email protected]
We can explain how our tools work, but we can't give personal financial or tax advice.